Are there any pre-payment penalties associated with paying off my Uplift Pay Monthly loan early? February 15, 2023 16:27 Updated No, there are no pre-payment penalties.For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? How do I cancel or change my cruise when paying through Uplift? Can I make changes to my travel plans through Uplift? I do not drink, can I buy a non-alcoholic beverage package? How do I make a payment on my cruise at United Cruises?